Financing

Business Financing

First Citizens Bank and Trust (CIT)

1. Minimum FICO = 680
2. Minimum Time in Business = 2 Years (again, there is some leniency, but best approval gradings are associated with 2+ years)
3. Financing: Customer can finance 100% of the equipment + add insoft costs (like shipping, freight, warranty within 20% of the equipment value)

For example: $10,000 Equipment would allow for another $2,000 in soft costs to be financed at no additional cost/rate increase True Commercial Lending = Debt from the financing is exclusively reported to the customer’s business, not their personal credit.

QuickSpark Financial

Quick Spark/Time Payment

Commercial Financing

Startups Welcome!

Minimum Credit Score: 550

Build Your Business Credit

100% Tax Deductible via Section 179

Funding Range: $500 – $250,000+

Term Options: 1-5 years (depending on credit approval)

Options for Early Payoff Savings

Clicklease

• Ideal for small businesses, start-ups and sole proprietorships
• All credit welcome to apply (minimum 500 FICO score)
• 24-60 month terms
• Soft credit pull
• Approval amounts up to $30,000
• Early purchase option available
• No down payment required (signing fee $79-$399)
• Instant decisions

ElmBlue

Minimum requirements for approval:

Requirements for funding:

Trio Capital

A strictly commercial lender, with a $5,000 minimum.